Loan payment | agent view
The same page content and links, with explicit tool capabilities. Tools marked with an API can run directly through HTTP. Other tools require the browser interface or are not connected yet.
Tool capabilities
{
"id": "loan-payment",
"category": "finance-tools",
"built": true,
"requirements": "Rate convention, term and fees; amortization and rounding reconciliation.",
"implementation": {
"fields": [
{
"key": "principal",
"label": "Principal",
"value": 200000,
"type": "number"
},
{
"key": "rate",
"label": "Annual interest (%)",
"value": 5,
"type": "number"
},
{
"key": "years",
"label": "Term in years",
"value": 30,
"type": "number"
}
],
"input": false,
"note": "Fixed nominal rate, monthly payments. Excludes fees, taxes and insurance.",
"live": true,
"presentation": "metrics",
"experience": {
"automatic": true,
"single": false,
"label": "Your text",
"placeholder": "Type or paste your input…",
"help": "Change the input or settings to update your result. Results update as you type. Up to 1,000,000 characters.",
"action": null
},
"mode": "automatic",
"interactive": false
},
"execution": "POST /api/v1/tools/loan-payment/run",
"api": {
"id": "loan-payment",
"name": "Loan payment",
"category": "finance-tools",
"description": "Estimate monthly payments on a fixed-rate loan.",
"notes": "Fixed nominal rate, monthly payments. Excludes fees, taxes and insurance.",
"human_path": "/en/finance-tools/loan-payment/",
"method": "POST",
"endpoint": "/api/v1/tools/loan-payment/run",
"schema_url": "/api/v1/tools/loan-payment",
"input_schema": {
"type": "object",
"additionalProperties": false,
"properties": {
"input": {
"type": "string",
"maxLength": 1000000,
"default": "",
"description": "Plain text input. File tools use files instead unless otherwise documented."
},
"options": {
"type": "object",
"additionalProperties": false,
"properties": {
"principal": {
"type": "number",
"description": "Principal",
"default": 200000.0
},
"rate": {
"type": "number",
"description": "Annual interest (%)",
"default": 5.0
},
"years": {
"type": "number",
"description": "Term in years",
"default": 30.0
}
}
}
}
},
"output_schema": {
"type": "object",
"required": [
"tool",
"result"
],
"properties": {
"tool": {
"type": "string"
},
"result": {
"type": "object",
"required": [
"text",
"files"
],
"properties": {
"text": {
"type": [
"string",
"null"
]
},
"data": {
"description": "Parsed JSON when the textual result is JSON."
},
"name": {
"type": "string"
},
"mime": {
"type": "string"
},
"files": {
"type": "array",
"items": {
"type": "object",
"required": [
"name",
"mime",
"bytes",
"base64"
],
"properties": {
"name": {
"type": "string"
},
"mime": {
"type": "string"
},
"bytes": {
"type": "integer"
},
"base64": {
"type": "string",
"contentEncoding": "base64"
}
}
}
}
}
}
}
},
"processing": "Server; same transformation code as browser tools",
"limits": {
"request_bytes": 8388608,
"input_characters": 1000000,
"files_bytes": 5242880,
"max_files": 0,
"timeout_seconds": 12
}
},
"agent_processing": "Server; same transformation code as browser tools",
"browser_agent": {
"supported": true,
"name": "run_current_tool",
"discovery": "WebMCP on the human page in a supporting browser",
"verification": "See audit/API-AUDIT.md; availability is not verification"
}
}Page guide
Estimate monthly payments on a fixed-rate loan.
How to use Loan payment
- Enter the values you want to calculate and choose the relevant units or settings.
- The result updates as you type. Adjust the available settings if needed.
- Review the result, then use Copy result or a download link when available.
What to expect
Estimate monthly payments on a fixed-rate loan. The calculation uses a nominal annual rate and equal monthly payments. The result includes total payments and interest, excluding fees, taxes, and insurance.