Insulation payback calculator
Open Insulation payback calculator on Happytails.ai. This view has the same page content and links, with explicit tool capabilities. Read the processing notes before using a tool.
Tool capabilities
{
"id": "insulation-payback-calculator",
"category": "calculators",
"built": true,
"requirements": "Element area above 0 to 1,000,000 m², U-values 0 to 20 W/m² K, heating degree days 0 to 20,000 K days, heating efficiency or COP above 0 to 20, price per input kWh 0 to 100,000 and installed cost 0 to 1 trillion in one currency. Area accepts m² or ft². Calculated on your device. Downloads: JSON report and results CSV.",
"implementation": {
"fields": [
{
"key": "areaUnit",
"label": "Area unit",
"value": "m²",
"type": "select",
"values": [
"m²",
"ft²"
]
},
{
"key": "area",
"label": "Element area",
"value": 100,
"type": "number",
"min": 0,
"step": "any"
},
{
"key": "beforeU",
"label": "U-value before (W/m² K)",
"value": 1.5,
"type": "number",
"min": 0,
"max": 20,
"step": "any"
},
{
"key": "afterU",
"label": "U-value after (W/m² K)",
"value": 0.5,
"type": "number",
"min": 0,
"max": 20,
"step": "any"
},
{
"key": "degreeDays",
"label": "Heating degree days (K days)",
"value": 2000,
"type": "number",
"min": 0,
"max": 20000,
"step": "any",
"help": "Enter local Celsius/Kelvin degree days at a suitable balance temperature. Fahrenheit degree days must be divided by 1.8 first."
},
{
"key": "performance",
"label": "Heating efficiency fraction or seasonal COP",
"value": 0.8,
"type": "number",
"min": 0,
"max": 20,
"step": "any",
"help": "For example 0.8 for 80% efficiency, or 3 for a heat pump seasonal COP of 3."
},
{
"key": "tariff",
"label": "Fuel or electricity price per input kWh",
"value": 0.1,
"type": "number",
"min": 0,
"max": 100000,
"step": "any"
},
{
"key": "installedCost",
"label": "Installed cost",
"value": 3000,
"type": "number",
"min": 0,
"max": 1000000000000,
"step": "any"
}
],
"registrationFamily": "home-heating-costs",
"input": false,
"live": true,
"presentation": "metrics",
"note": "Calculated on your device. Enter the element area, before/after U-values and local heating degree days. This is a steady-state heating estimate for one element.",
"experience": {
"automatic": true,
"single": true,
"inputMaxLength": 1000000,
"inputMode": "text",
"label": "Heating assumptions",
"placeholder": "Use the fields below",
"help": "This calculator uses the fields below. Results update as you type. Up to 1,000,000 characters.",
"helpParts": [
"This calculator uses the fields below.",
"Results update as you type.",
"Up to 1,000,000 characters."
],
"action": null
},
"mode": "automatic",
"interactive": false
},
"execution": "Browser interface",
"api": null,
"browser_agent": {
"supported": true,
"name": "run_current_tool",
"discovery": "WebMCP on the human page in a supporting browser",
"verification": "See audit/API-AUDIT.md; availability is not verification"
}
}Page guide
Estimate annual heating energy and cost saved by changing an element’s U-value, using your local degree days, heating efficiency and installation cost.
How to use Insulation payback calculator
- Enter the insulated area and its whole-element U-values before and after the work.
- Enter local heating degree days in K days, heating efficiency or COP, and the price per input kWh.
- Enter installed cost and review annual energy and cost savings.
- Check the model boundaries before using simple payback, then download the JSON report or CSV.
Useful next steps
Annual heat transfer
The estimate uses U-value × area × heating degree days × 24 / 1000 to calculate useful heat in kWh. Use U-values for the whole element, including the construction layers you intend to compare. Enter local degree days at an appropriate balance temperature; Fahrenheit degree days must first be divided by 1.8.
From heat to cost
Useful heat is divided by heating efficiency or seasonal COP before applying the input-energy price. Enter 0.8 for 80% efficiency or 3 for a seasonal COP of 3. The example 100 m², U-values 1.5 and 0.5, and 2,000 K days saves 4,800 useful heat kWh.
Simple payback limits
Simple payback is installed cost divided by positive annual cost saving. Equal or worse U-values and zero tariffs can produce no payback or a negative saving. The model excludes cooling, thermal bridges, air leakage, solar gains, behavioural changes, grants, finance and tariff changes.